The property owner is responsible.

If your plan is to rebuild your home, working with your future home builder for debris clean up and lot remediation will be a cohesive process with the rebuild on your land.  

No. As long as you have an insurance policy, the funds for the debris cleanup should come from your insurance company. Your home builder should be responsible to get the approval for the funds from the insurance company for the debris cleanup.

No, Debris Cleanup is typically a different pocket of your overall policy and the funds for debris cleanup should not impact the rebuild funds or a payout.

Given that there are several infrastructure-related complexities, we estimate that the new home construction can begin within 4-6 months after the loss of your home.

We recommend expecting 18-24 months from the day you have lost your property until your new home is ready.

Your homebuilder can assist in coordinating with the insurance company to get you the necessary approvals for the timeline and cost to rent your home.

Your Homebuilder will know approximately how much it would cost to rebuild a home and therefore your home builder should be able to negotiate a fair payout from the insurance company for a fair settlement amount.

You can build a new design as long as it is not significantly upgraded compared to the home which was lost.

No, An ACV payment is not the final payout. That amount is the absolute minimum that the insurance company is obligated to pay. It can be a struggle to get the rest of the funds approved from the insurance company and therefore we suggest your home builder assist you with that.